Blog Posts

 How do jobs impact a loan officer submission checklist? When it comes to a loan officer submission checklist, there are several factors that are important. They need to see your pay stubs for the past two years, W-2 Forms for the past two years, bank statements for the last few ...

 How can you refinance on a house? Are you interested in learning how you can refinance on a mortgage? In this blog post, that is exactly what I plan to address. Before you refinance on a mortgage, you’ll want to make sure you meet some caveats that the lender will ...

 What is the best mortgage interest rate for me? There are two types of mortgages available when it comes to the best mortgage interest rate available. The two are the following: fixed-rate mortgages and adjustable-rate mortgages or ARMs. So, how do you determine the best mortgage interest rate most fitting ...

Can a co-signer help me qualify for a mortgage at 3CALoan? It’s not as easy as you may think to qualify for a mortgage loan. I mean buying a home is a huge deal! It’s one of the biggest decisions one makes in his or her life. You don’t realize ...

What is Mortgage Insurance? Say you buy a house with a down payment of less than 20% or even if you refinance with less than 20% equity. In each case, your lender will require you to buy mortgage insurance. The idea of paying a mortgage insurance is to reimburse your ...

What is the difference between FHA Loans vs. Conventional Loans? Both FHA Loans and Conventional Loans are popular loans among homebuyers. It may not always be so clear which loan to get when buying a home. In this blog post, I will be delineating the pros and cons for both ...

Thinking to pay off your mortgage early? Is retiring mortgages early a good idea for a borrower? Doesn’t it sound good to not have to worry about monthly payments for the house you bought? I mean think of all the other things you can put your energy towards. Yes, it ...