We are a Closed-End 2nd Loan Funding Specialist

About Closed-End 2nd Loan: 3CALoan

 

Closed-End 2nd Loan lenders allows homeowners to tap into the equity of their home and use the money to pay for major repairs, debt consolidation, or other critical costs.

  • It do not require Mortgage Insurance
  • Rates are often better than lines of credit
  • Lower the down payment when paired with a first lien.

We fulfill all the requirements for the Closed-End 2nd Loan in advance so that the Closed-End 2nd Loan can be funded in a timely manner.

Closed-End 2nd Loan Documentation type:

  • Bank Statement Program
  • Full-Doc Program  

Closed-End 2nd Loan Occupancy Type Guidelines:

    • Owner occupied
    • 2nd Home
    • Investment Property

Closed-End 2nd Loan Property Type Guidelines:

    •  Single Family Home
    • 2-4 Unit
    • Condo’s
 

Get Cash out without refinancing your existing loan.

 

*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

Closed-End 2nd Loan Guidelines:

  • 680 Minimum FICO
  • LTVs up to 85%
  • Max DTI 50%.
  • Max Cash-Out Amount $500k
  • 10, 15, 20, 25 & 30 years – Fixed Rates
  • Purchase, Rate/Term Refinance and Cash-Out Refinance available.
  • No Prepayment Penalty
  • No Reserves Needed

 

 

*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.
 

 Our Other Special Loan Programs: 

 

    • No Doc Loan
    • Bank Statement Loan
    • Profit & Loss Loan Program (Borrower Prepared)
    • Verification of Employment Loan
    • DSCR Loan (Based On Rental Income)
    • Asset Depletion Program 

 

Closed-End 2nd Loan for Purchase, Refinance, Cash Out OK

We are a difficult Closed-End 2nd Loan Funding specialist. Our company CA Loan provides Stated Income Loan Funding on the following types of properties: primary home, owner-occupied properties, investment property, and commercial properties. Furthermore, we provide these loans in the following cities in California:

 

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

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