About 3CALoan:
We can do All type of Home Loans from Conventional and FHA, HELOC, Second mortgages, to other Difficult home loans for Self-employed borrowers with low taxable income, High gross and low net income in tax returns, ITIN/foreign nationals, recent credit problems, unusual employment, and borrowers previously declined elsewhere we can get the transaction moving smoothly with our expertize.
3CALoan Niche Products
- No Income – ACCEPTABLE
- Qualify on the Basis of your net worth—no income, no employment verification required.
- Showing lots of expenses in business tax returns – ACCEPTABLE
- Recently switched from self-employed to wage earner OR vice versa – ACCEPTABLE
- Low Credit Score – ACCEPTABLE
- Stack Income Sources (combine bank statements with asset utilization, pensions, W2 income, and other types) – ACCEPTABLE
- Cashout through HELOC or Second Loan without touching the existing low-interest first mortgage
- No Prepayment Penalty required for investments
- DSCR Loan for investment with No Ratio Option
- P&L Only Loans – no other income documentation required
- Bank Statement Loan with 10% Expense Factor of the business – ACCEPTABLE
- Foreign National – Available
We specialize in handling unique scenarios and complex financial situations. If you have a difficult case, don’t hesitate to reach out — we might have the solution.
Feel free to contact us:
- Vast Groups Inc.
- Corporation BRE Lic. #01823841
- Corporation NMLS Lic. #1082054
- Rajiv Khurana (Owner / Loan Officer)
- Broker BRE Lic. #01738725
- Broker NMLS Lic. #994658
- 818-322-5626
- rajiv@3caloan.com (Official Email)
- raj_khurana154@hotmail.com (Work Email)
Why you should choose 3CALoan?
3CALoan offer buyers low rates, thus we make buying a home more affordable. We helps our customers check whether they are eligible for loans in minutes with DIFFERENT/DIFFICULT Scenarios. Our competitive rates, efficient services, and talented team can help ease the process of purchasing a home. We walk our customers through every step of the way. To find out more information about loans and how we can help, contact us at (818) 322-5626.
