We are a Difficult Bank Statement Loan Funding Specialist

Difficult Bank Statement Loan Funding Specialist Guidelines

 
 
  • Loan Amount $150k-$5M
  • Rate Starts from 5.25% for Bank Statement loan 
  • Bank Statement Loan APR 6.375%
  • 5, 7 Year Fixed Rates
  • 30 Year Amortizations
  • LTV up to 60% for Purchase*
  • Bank Statement LTV up to 55% for Cash Out*
  • LTV up to 60% for 2nd Loan*
 

Bank Statement Loan for Purchase, Refinance, Cash Out OK

 
*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

Bank Statement Loan Pre-Approval Guidelines

 

CA Loan specialists are experts in funding a Bank Statement loan within 15-20 days. Furthermore, our service has had agents and borrowers coming back. Not only do we provide value to the borrower and the agent, but we provide amazing service to anyone working with us for the Bank Statement residential loan. To elaborate, our experienced Difficult Bank Statement loan Funding Specialist team never leave clients dissatisfied.

We fulfill all the requirements for the Bank Statement loan in advance so that the Bank Statement loan can be funded in a timely manner. CA Loan offers several Bank Statement loan programs like 12 months bank statement home loan program, 24 months bank statement home loan program and other loans like 1099 Income Home Loan, VOE Home Loan, Profit & Loss Only Home Loan Program, Without Tax Return Home Loan and many more with the suitable scenario.

We provide Bank Statement Loan for Purchase, Refinance, and cash out on the real estate. The different properties for Bank Statement Loan include  Primary homes,  Residential, Income property, and commercial properties. 

  • Easy & Quick Approval
  • Fast Funding

We are a Difficult Bank Statement Loan Funding Specialist.

Bank Statement Loan Property Type 

 
  • Residential 1-4 unit
  • Residential 5+ unit
  • Owner Occupied
  • Non Owner Occupied
  • Apartment Building
  • Mixed use Property
  • Investment Property
  • Hospitality
  • Daycare
  • Senior Day care Center
  • Child Daycare Center
  • Strip Malls
  • Office Buildings
  • Shopping Center
  • Multi-Family
  • Rental Property
  • Mixed Use Property
  • Commercial Property
  • Hotels & Motels
  • Condotels
  • Warehouse
  • Industrial

Bank Statement Program Categories:

    • 12 Month Bank Statement Loans(60% LTV)
    • 24 Month Bank Statement Loans(60% LTV)

Other Loan Programs

    • W2 Only Program 
    • WVOE only Loan(90% LTV)
    • Jumbo Loan

Loan Programs COMING SOON

    • Mix Bank Statement Loans
    • Profit & Loss Loan Program (Borrower Prepared)
    • Profit & Loss Loan Program (CPA Prepared)
    • 1099 Income Program (95% LTV)
    • Stand-alone second Loans (65% CLTV)
    • Foreign National Loan
    • Commercial Loans
    • DSCR Loan (Based On Rental Income

 

Bank Statement Loan Program & Required  Documents :
  • 12 Months Bank Statemen
  • 24 Months Bank Statement
  • Mix Bank Statement

Other Loan Program With less documentation

  • VOE Only Program
        • VOE from Employer (not self-employed or self-prepared)
  • 1099 Only Program – 2 Years 1099’s
  • K-1’s Only Program – 2 Years K-1’s
  • P&L’s Only Program –
        • Borrower Prepared P&L Statement
        • Licensed CPA Prepared P&L Statement
  • Asset Depletion Program – Available for All Employment Types including Retired/Unemployed.
  • 100% Gift Are Allowed

About Bank Statement Loan Funding

 

Bank Statement Loan Funding is made by a Loan Lender. In addition, the lender funds the loan on the primary owner-occupied home, investment properties, commercial properties, etc. Also, Bank Statement Loans are synonymous with no doc loans. Thus, under Bank Statement Loan Funding, loan lenders request you to provide your bank statement. As a result, the borrower does not need to provide one of the following -W2, 1099, K-1, P&L, Verification of employment, Rent roll, etc. Some investors need Reserves and some do not need reserves. Can use Personal or business bank statements. In this Bank Statement Loan, you can combine more than 1 bank statement account. In business statement 50% of the deposits will be considered as your income but if you can provide an accountant letter that if you are only using 30% of the deposit than we can take a 70% deposit as your income.

Bank Statement Loan

We are a difficult Bank Statement Loan Funding specialist. Our company CA Loan provides Bank Statement Loan Funding on the following types of properties: primary home, owner-occupied properties, investment property, and commercial properties. Furthermore, we provide these loans in the following cities in California:

 

 

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

 

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

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