Ventura

Ventura: private hard money loanVentura, based in California has a population of 115,000. Ventura has an aggregate area of 32.25 square miles, 21.82 square miles of which is land and 10.43 square miles of it is water. The air pollution index in Ventura is approximately 110.00. The weather temperatures, on the other hand, oscillate between a high point of 83.40° F in July with a low point of 39.43° F in January.

From total housing units, the owner-occupied housing unit is around 54%. On the contrary, the renter-occupied housing unit is estimated to be 46%. The total household expenditure of the city is above the national average. The median household income of the city is about $70,541 with the average home value being around $459,300. The median age of the population in Ventura is approximately 38.16. About 35,950 people of the population are married and 42,350 of them are single. There are around 56,900 male residents and 58,100 female residents living in the city of Ventura. Their per capita income is estimated to be approximately $33,465. Of the people employed, 43% are blue collar employees, while 57% are white collar employees.

The total number of households of this city located in the Greater Los Angeles area is estimated to be 43,077 with about 2.63 people per household on average. Excellent location central to the beach, mountains, lush green, and the desert. You are no more than a few hours away from different seasons. It is a great city to grow up in and raise kids. Ventura is a great little beach town, perfect for families. It is a very tight knit community for the most part which makes for an enjoyable environment. And with Los Angeles only an hour away it is easy to get the city life experience without actually having to live there!

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Services We Provide in Ventura

Whether you are looking for a property to purchase or refinance, we can help you find a program suitable to your needs. There are several loan options to choose from, which include the following:

Home Loans

  • FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment.
  • Conforming loans, the largest segment of loans in the country, must adhere to the guidelines and significant loan limits set by Fannie Mae and Freddie Mac.
  • Conventional loans are safe loans that differ from other government regulated loans. They are designed to meet the needs of borrowers with good credit.
  • Manufactured home loans are excellent for individuals with an imperfect financial history who dream of home ownership.
  • High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country.
  • Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances.
  • Stated Income Loan requires the borrower to state her monthly income on a mortgage application.
  • Private hard money lenders secure these asset based loans by the strength of the purchased real estate more than the borrower’s financial credit.
  • Stand-alone second (2 lien) loans are additional loans that a borrower takes out against his house despite already having a first mortgage. He usually takes this loan out to access cash.

Ventura: private hard money loan

Other Loans

  • In all, multifamily and apartment loans are financing options used to purchase or renovate a multifamily dwelling unit or an apartment building, respectively.
  • Commercial loans are used to finance the growth of their companies consisting of purchasing properties or constructing properties. Simply put, these loans are used to help payoff expensive necessities to start and operate a new business.
  • Mixed use properties consist of multiple units zoned for different purposes such as commercial, residential, industrial, institutional, and even cultural. Mixed-use property loans are financing options to help finance mixed use buildings between business owners and financial institutions.

Our company also offers our clients services such as downpayment assistance program, adjusted-rate mortgage, and refinancing. To receive more information, contact us today at (818) 322-5626.