Oxnard, based in Ventura County, California with a population of 208,000. Oxnard is located along the coast of Southern California, it is the 19th most populous city in California and the most populous in Ventura County. Oxnard has an aggregate area of 39.21 square miles, 26.90 square miles of which is land and 12.31 square miles of it is water. Additionally, the air pollution index in Oxnard is approximately 110.00.
The weather temperatures, oscillate between a high point of 73.40° F in July with a low point of 44.60° F in January. From the total housing units, the owner-occupied housing unit is around 53%. On the contrary, the renter-occupied housing unit is estimated to be 47%. The average household income of the city is about $70,783 with the median home value being around $362,900. The median age of the population in Oxnard is approximately 31.4. About 53,009 people of the population are married and 73,790 of them are single. There are around 109,540 male residents and 106,066 female residents living in the city of Oxnard.
Their per capita income is estimated to be approximately $22,071. Of the people employed, 4,058 are blue collar employees, while 7,555 are white collar employees. The total number of households in this city is estimated to be 54,102 with about 3.81 people per household on average. Oxnard is the perfect gem. Home of several beaches with the small city feel. One hour away from all kinds of fun: Santa Barbara zoo, six flags, snow, LA etc. Ventura County has quick access to three community colleges and universities. California State University Channel Islands is 20 minutes away from Oxnard while University of California Santa Barbara is 45 minutes away. The weather is perfect year round and has a diverse population.
Services We Provide in Oxnard
Whether you are looking for a property to purchase or refinance, we can help you find a program suitable to your needs. There are several loan options to choose from, which include the following:
- FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment.
- Conforming loans, the largest segment of loans in the country, must adhere to the guidelines and significant loan limits set by Fannie Mae and Freddie Mac.
- Conventional loans are safe loans that differ from other government regulated loans. They are designed to meet the needs of borrowers with good credit.
- Manufactured home loans are excellent for individuals with an imperfect financial history who dream of home ownership.
- High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country.
- Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances.
- Stated Income Loan requires the borrower to state her monthly income on a mortgage application.
- Private hard money lenders secure these asset based loans by the strength of the purchased real estate more than the borrower’s financial credit.
- Stand-alone second (2 lien) loans are additional loans that a borrower takes out against his house despite already having a first mortgage. He usually takes this loan out to access cash.
- In all, multifamily and apartment loans are financing options used to purchase or renovate a multifamily dwelling unit or an apartment building, respectively.
- Commercial loans are used to finance the growth of their companies consisting of purchasing properties or constructing properties. Simply put, these loans are used to help payoff expensive necessities to start and operate a new business.
- Mixed use properties consist of multiple units zoned for different purposes such as commercial, residential, industrial, institutional, and even cultural. Mixed use property loans are financing options to help finance mixed use buildings between business owners and financial institutions.