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Verification of Employment Loan 3CALOAN

We are a Verification of Employment Loan Funding Specialist

About Verification of Employment Loan: 3CALoan


Verification of Employment Loan lenders request Verification of Employment form directly from their employer through email or fax. The Form includes the Information of Base Income, Overtime, Bonus, etc for Last 2 annual years.

Borrower doesn’t required to provide W-2’s, pay stubs or tax returns. Verification of Employment or VOE is a type of Home loan where all of the verification is directly done from the employer. If you’re a salaried worker or a wage earner, this loan is beneficial for you as an alternate document home loan.

We fulfill all the requirements for the Verification of Employment Loan in advance so that the Verification of Employment Loan can be funded in a timely manner.

Verification of Employment Loan Documentation Needed:

  • Verification of Employment Form from Employer(Lender will Directly Request from Employer).
  • Employer HR Information.


Verification of Employment Loan Guidelines:

  • 580 Minimum FICO
  • 3.5% Minimum Downpayment
  • 5, 7 & 30 Years Fixed Rates

 

Only Verification of Employment Form NEEDED from Employer.


*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

Verification of Employment Loan Property Type:

 

  • Residential 1-4 unit
  • Residential 5+ unit
  • Condominium
  • Manufactured Home
  • Multi-Family

 

Verification of Employment Loan Occupancy Type:

 

  • Owner Occupied Home
  • Second Home
  • Investment Property
 

No Tax Returns Required

Verification of Employment Loan Pre-Approval Guidelines


CA Loan specialists are experts in funding a Verification of Employment Loan within 15-20 days. 

  • Easy & Quick Approval
  • Fast Funding
 

Our Other Special Loan Programs:  

    • No Doc Loan
    • Bank Statement Loan
    • Profit & Loss Loan Program (Borrower Prepared)
    • DSCR Loan (Based On Rental Income)

Verification of Employment Loan for Purchase, Refinance, Cash Out OK

We are a difficult Verification of Employment Loan Funding specialist. Our company CA Loan provides Verification of Employment Loan Funding on the following types of properties: primary home, owner-occupied properties, investment property, and commercial properties. Furthermore, we provide these loans in the following cities in California:

 

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

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Profit & Loss Loan 3CALOAN

We are a Profit & Loss Loan Funding Specialist

About Profit & Loss Loan: 3CALoan


Profit & Loss Loan also known as P&L Loan. This loan is designed for Self Employed individuals, Diverse income streams, and freelancers. It is a type of mortgage that allows borrowers to use just profit & loss prepared by CPA/Licensed Tax Preparer

Borrower doesn’t required to provide tax returns, W-2’s, pay stubs. This is the perfect program for borrowers who can’t go Full Doc or do a traditional Bank Statement Program. Borrower must be Self Employed for at least 2 years.

We fulfill all the requirements for the Profit & Loss Loan in advance so that the Profit & Loss Loan can be funded in a timely manner.

Profit & Loss Loan Documentation Needed:

  • Profit & Loss prepared by CPA/Licensed Tax Preparer.
  •  CPA/Licensed Tax Preparer Letter Including following information:

          1 – Business Ownership
          2 – Expense Factor of the Business
          3 – How long the business is active.

 

Verification of Employment Loan Guidelines:

  • 660 Minimum FICO
  • 20% Minimum Downpayment
  • Available in Fixed & ARM Rates.
  • Can be combined with other income types

 

Only P&L NEEDED No supporting bank statements required.

 
 
*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

Profit & Loss Loan Property Type:

 

  • Single Family Residence
  • Condominium
  • Multi-Family
  • Planned unit Development
  • Residential 1-4 unit
  • Residential 5+ unit

Profit & Loss Loan Occupancy Type:
 
  • Owner Occupied Home
  • Second Home
  • Investment Property
 

Profit & Loss Loan for Purchase, Refinance, Cash Out OK

Profit & Loss Loan Pre-Approval Guidelines

 

CA Loan specialists are experts in funding a Profit & Loss Loan within 15-20 days. 

  • Easy & Quick Approval
  • Fast Funding
 

Our Other Special Loan Programs:  

    • No Doc Loan
    • Bank Statement Loan
    • Verification of Employment Loan
    • P&L Loan (Borrower prepared)
    • DSCR Loan (Based On Rental Income)

No Tax Returns Required

We are a difficult Profit & Loss Loan Funding specialist. Our company CA Loan provides Verification of Employment Loan Funding on the following types of properties: primary home, owner-occupied properties, and investment property. Furthermore, we provide these loans in the following cities in California:

 

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

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We provide Condotel loans, 1099’s program loan, Stated income loans, private hard money loans, Residential & Commercial Hard Money Loans, Vacant Land Loans and all the above loans in the following cities:

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

We are a Bank Statement Loan Funding Specialist

DSCR Loan 3CALOAN

We are a DSCR Loan Funding Specialist

About DSCR Loan: 3CALoan

 

DSCR Loan program allows you to qualify for a loan based on your property’s cash flow, not your income. It doesn’t require any tax returns or W2 for qualify a home loan. No income or job history verification required. 

The debt service coverage ratio is calculated in this loan. It is a ratio of a property’s monthly rental income and its monthly mortgage debt, including principal, interest, taxes, insurance, and HOA (if applicable). Borrowers do not need to provide tax documents or prove their job history or income.

We fulfill all the requirements for the DSCR loan in advance so that the DSCR loan can be funded in a timely manner.

DSCR Loan Program Categories:

  • HIGH RATIO
  • LOW RATIO
  • NO RATIO

DSCR Loan Guidelines:

  • 620 Minimum FICO
  • 15% Minimum Downpayment
  • Loan Amount Upto $5M
  • Investment properties only
  • 5, 7 & 30 Years Fixed Rates
  • First Time Investors Allowed
  • Cash-out can be used as Reserves

 

No Income?

No Employment?

NO Problem!



DSCR are different from regular Loans.

*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

 

DSCR Loan Property Type 

  • Single Family Residence
  • Residential 1-4 unit
  • Condominium
  • Multi-Family
  • Planned unit Development
  • Residential 5+ unit
 
 
 

DSCR Loan Occupancy Type:

  • Investment Property Only
 
 
 

DSCR Loan for Purchase, Refinance, Cash Out OK


 

DSCR Loan Pre-Approval Guidelines

 

CA Loan specialists are experts in funding a DSCR Loan within 15-20 days. 

Easy & Quick Approval & Fast Funding

 
 
 

Our Other Special Loan Programs:  

 

    • No Doc Loan
    • Verification of Employment Loan
    • Profit & Loss Loan Program (Borrower Prepared)
    • Conventional Loan / FHA Loan
    • DSCR Loan (Based On Rental Income)
 

No Tax Returns Required 

 

We are a difficult DSCR Loan Funding specialist. Our company CA Loan provides DSCR Loan Funding on the following types of properties: primary home, owner-occupied properties, investment property, and commercial properties. Furthermore, we provide these loans in the following cities in California:

 

 

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

 

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

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Difficult CalHFA Loans Funding Specialist

We are a Difficult CalHFA Loan Funding Specialist

Loan basic requirements:

  • The borrower needs to occupy the property as a primary residence, non-occupant co-borrowers are not allowed.
  • The borrower must complete homebuyer education counseling and get a certificate of course
  • Meet CalHFA income limits for this program.
 
 

Purchase, Refinance, Cash Out

 
 
 
 
 

*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

About CalHFA Loan

 

California Housing Finance Agency (CalHFA) is a loan for people who have low income in California and it is possible for them to afford a mortgage. We structure the Loan in such a way so the borrower will get pre-approval easily. We have several loan programs that help our Client to get the loan. We can help you better in funding a loan as we are a difficult CalHFA Loans funding specialist. We never leave anything to chance and we will also fulfill all the requirements for loans.

The process to take homebuyer education and counseling course?

  • Face to face – You can take face to face homebuyer education and counseling through HUD-approved housing counseling agency.
  • Online- CalHFA only accepted one online course named eHome’s eight-hour homebuyer education and Counseling course.

We are a difficult CalHFA Loans funding specialist

List of documents required:

  • Employment history
  • 1 month Pay stubs
  • 2 months Bank statements
  • Last 2 years tax returns

Property Requirements

  • The sales price of the home cannot exceed CalHFA’s sales price limit
  • Property type allowed single-family, one-unit residence, including approved condominium/PUDs
  • Condominiums must meet the guidelines of the first mortgage
  • The maximum on the size of the property allowed 5 acres.
 

We are a difficult CalHFA Loans funding specialist

Property Type

 
  • Commercial Properties
  • Strip Malls
  • Hotels
  • Condotels
  • Gas Stations
  • Office Buildings
  • Shopping Center
  • Apartments
  • Residential properties 1-4 unit
  • Child Daycare Centers
  • Vacant Land or Raw Land
  • Warehouse
  • Manufactured Homes

All Loan Programs:

  • Commercial Loans
  • Private Hard Money Loans
  • Stated income loans
  • 1 Month Bank Statement Loans
  • Profit & Loss Loan Program
  • ITIN Loans
  • Stand-alone second Loans
  • 1099 Income Program
  • CalFHA Loans
  • Full Doc Loan
  • VOE only Loan
  • FHA Loans
  • Conventional Loans
  • High Balance Loans

Other Home Loans We Specialize In:

  • Commercial Loans is available starting at a minimum loan size of $150,000 to $5M. We do commercial loans and their rates start from 6.25% and with 5, 7, 30 Years options. Commercial Loans include the properties like Strip Mall, Condotel, Multi-Tenant Retail / Office, Hospitality, Storage Facility Stores, Light Industrial, School, or Daycare. Single-Tenant Retail.
  •  ITIN loans are for those people who want to finance a home purchase but do not have the SSN number. Basic requirements to qualify for an ITIN loan are 2 years of employment, last 2 years of your tax returns (W-2 or 1099), down payment of at least 10-20% depending on the lender, proof of some form of credit, identification in the form of a copy of your ITIN card, and a state ID, drivers license, or passport, Your most recent bank statements. Property types eligible for ITIN loans are single family homes, condos, and PUDS. ITIN loans can only be used for a home that is owner occupied (primary residence). FHA does not offer any ITIN programs.
  • California Housing Finance Agency (CalHFA) is a loan for people who have low income in california and it is possible for them to afford a mortgage. The CalHFA loan has some requirements like the borrower have to occupy the property as a primary residence and borrower must complete homebuyer education counseling and get a certificate of course to take a CalHFA Loan. The sales price of the home should be in the limit of CalHFA sales price limit. The basic documents needed for CalHFA loan are pay stubs, bank statements, employment history, previous tax returns. We are a difficult CalHFA Loans funding specialist.
  • Stated income loans differ from full documentation loans, which require the borrower to verify his income by providing bank statements or similar asset documentations. Borrowers have to prove their income with their alternate documents. You can’t just state your income, you have to show them something which is common like your bank statement instead of paystubs, W-2s and tax returns. From your bank statement, you can prove the income deposits by your company regularly. So, the lender will check your bank statement to confirm your income.
  • Condotel LoansCondotel units are different from normal condos. Real estate developers initially build them in resort and hotel companies such as Starwood, Marriott, Hilton, etc. Owning Condotel property enables one to earn a good passive income while also giving them access to basic hotel amenities such as 24-hour room service, baby-sitting services, spas, fitness centers, fine dining restaurants, valet parking and many more.
  • Stand-alone second loans are additional loans that a borrower takes out against his house despite already having a first mortgage. The borrower takes out the loan by itself even though his first pre-existing loan has not been closed yet. He usually takes this loan out to access cash. In essence, he can use the money from the loan to consolidate a debt, pay for a child’s education, or even build an additional home, among other things. A borrower can take out the loan based on the available equity of his home.
  • FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment. This loan is beneficial for a borrower, especially a first time home buyer, to qualify for a mortgage. Borrower is required to purchase a mortgage insurance premium in case the borrower defaults. The mortgage insurance premium serves as a financial backup to protect the lender. Provide full documents
  • Conforming loans, the largest segment of loans in the country. Full documents required. Conforming loans, considered lower risk loans, make up the largest segment of loans in the country. In the U.S., lenders package mortgage loans into investment bundles to sell and lend to both Fannie Mae and Freddie Mac. These two companies, which drive the housing market, provide a secondary market for mortgages.
  • Conventional loans are safe loans that differ from other government regulated loans. Conventional loans, synonymous to conforming loans, adhere to the same process as conforming loans. For instance, they must follow guidelines and significant loan limits set by Fannie Mae and Freddie Mac. Yet, they differ from other government regulated loans in that they are not regulated by government agencies such as the FHA, USDA, or VA. Nonetheless, this does not stop them from being less desirable or attractive. After all, they make up 65% of the American housing market. The nature of conventional loans (also known as to safe loans) offer borrowers low rates and flexible guidelines.
  • High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country. High-balance loans exceed the national conforming loan limits for borrowers living in expensive regions of the country. In the U.S., lenders package mortgage loans into investment bundles to sell and lend to both Fannie Mae and Freddie Mac. These two companies, which drive the housing market, provide a secondary market for mortgages. Consequently, Fannie and Freddie have enforced a maximum loan size for all backed loans. Because the US housing market expanded in the last few decades, the loan size limits increased. In effect, Fannie and Freddie created high balance loans, which were vital to markets in Orange County and New York City.
  • Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances. Compared to high-balance loans, jumbo mortgage loan amounts are higher. They have more demanding requirements than the smaller, conforming mortgages because they are larger than the usual “conforming” loan limits.

Difficult Hard Money Loans Funding Specialist

We are a Difficult Hard Money Loan funding specialist

Loan Guidelines

  • Minimum Down Payment of 10%
  • Fixed-Rate Mortgage with 15, 20, or 30 Year Term
  • Closing cost higher as compared to conventional loans
  • Available to non-citizens!
  • For owner occupied (primary residence)
  • Property types eligible are single family homes, condos, and PUDs.
  • This loan meant for undocumented home buyers
  • FHA does not offer any ITIN programs

Purchase, Refinance, Cash Out

*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

Property Type

 
  • Commercial Properties
  • Strip Malls
  • Hotels
  • Condotels
  • Gas Stations
  • Office Buildings
  • Shopping Center
  • Apartments
  • Residential properties 1-4 unit
  • Child Daycare Centers
  • Vacant Land or Raw Land
  • Warehouse
  • Mixed Use
  • Daycare
  • Industrial
  • Hospitality

 

We are a difficult Hard Money Loans funding specialist

All Loan Programs:

 
  • Commercial Loans
  • Private Hard Money Loans
  • Stated income loans
  • 1 Month Bank Statement Loans
  • Profit & Loss Loan Program
  • ITIN Loans
  • Stand-alone second Loans
  • 1099 Income Program
  • CalFHA Loans
  • Full Doc Loan
  • VOE only Loan
  • FHA Loans
  • Conventional Loans
  • High Balance Loans

Income Documentation


Income documentation is mandatory for consumer lending on residential property of 1-4 units. We must be able to take all the income documents of the borrower and from those documents, we will ensure that their debt-of-income ratio is in line. While income must be documented, we have some flexibility in how the documents need to be listed. Documents like tax returnsW-2’spay stub, etc, are all acceptable. We can also happy with the bank statements or any other third party documentation which shows the borrower’s income.

We are a difficult Hard Money Loans funding specialist

  • Hard money home loans in California are issued by private investors or companies. They are usually for 2 to 5 years, this type of loan is a specific type of asset-based loan financing. You should learn a few things about hard money loans or you can contact any hard money lenders in California before you opt them so you can avoid pitfalls and sticky situations. Hard real estate loans are short-term loans secured by real estate and the interest rates are much higher as compare to traditional financing:
  • Options to Bank Home Financing– I have many questions regarding hard money home loans for residential properties. Funding loan from a bank is not possible with many people, so hard money home loans have become an alternative to funding a home loan. Hard money home loans also become an option even for those who have may have been able to obtain bank financing in the past. There are many differences between hard money home loans for consumer purpose and for investment purpose.
  • Bank Lending Practices Have Changed– We all know that from last five years there has been an inundation of mortgage regulations. Regulations are still being written and phased in, so we are not done with those regulations. To curb irresponsible lending and subprime lending practices by institutions, these regulations were meant. These regulations do also apply to hard money loans. Many people who want to fund their loan with hard money home loans are usually unaware of the changes of regulations. They think hard money home loans lending don’t have same regulations as bank money. Many people have this issue with the banks that they believe hard money can avoid is the documentation of income.
  • Hard Money Loans Fees Passed to Borrower– The cap on fees and rates is another issue that we have with these types of consumer loans. In hard money home loans, all the fees are passed through to the borrower but not in the bank money. In addition, the financing source is ordinarily an end investor trying to find a return on his/her money more prominent than they can get somewhere else. Making these types of consumer loans for small balance loans is difficult due to these aspects of hard money. We are a difficult Hard Money Loans funding specialist.
 
We are a difficult Hard Money Loans funding specialist who provide private hard money loan, DACA Mortgage, all type of commercial loans, CalFHA Loan, equity based loans, asset based loans, hard money loans, stated income loans, fix and flip home loans from private hard money home lenders, DACA Mortgage lenders, equity based lenders, asset based lenders, stated income lenders. We are a difficult Hard Money Loans funding specialist.

Other Home Loans We Specialize In:

 

  • Commercial Loans is available starting at a minimum loan size of $150,000 to $5M. We do commercial loans and their rates start from 6.25% and with 5, 7, 30 Years options. Commercial Loans include the properties like Strip Mall, Condotel, Multi-Tenant Retail / Office, Hospitality, Storage Facility Stores, Light Industrial, School, or Daycare. Single-Tenant Retail.
  •  ITIN loans are for those people who want to finance a home purchase but do not have the SSN number. Basic requirements to qualify for an ITIN loan are 2 years of employment, last 2 years of your tax returns (W-2 or 1099), down payment of at least 10-20% depending on the lender, proof of some form of credit, identification in the form of a copy of your ITIN card, and a state ID, drivers license, or passport, Your most recent bank statements. Property types eligible for ITIN loans are single family homes, condos, and PUDS. ITIN loans can only be used for a home that is owner occupied (primary residence). FHA does not offer any ITIN programs.
  • California Housing Finance Agency (CalHFA) is a loan for people who have low income in california and it is possible for them to afford a mortgage. The CalHFA loan has some requirements like the borrower have to occupy the property as a primary residence and borrower must complete homebuyer education counseling and get a certificate of course to take a CalHFA Loan. The sales price of the home should be in the limit of CalHFA sales price limit. The basic documents needed for CalHFA loan are pay stubs, bank statements, employment history, previous tax returns.
  • Stated income loans differ from full documentation loans, which require the borrower to verify his income by providing bank statements or similar asset documentations. Borrowers have to prove their income with their alternate documents. You can’t just state your income, you have to show them something which is common like your bank statement instead of paystubs, W-2s and tax returns. From your bank statement, you can prove the income deposits by your company regularly. So, the lender will check your bank statement to confirm your income.
  • Condotel Loans-Condotel units are different from normal condos. Real estate developers initially build them in resort and hotel companies such as Starwood, Marriott, Hilton, etc. Owning Condotel property enables one to earn a good passive income while also giving them access to basic hotel amenities such as 24-hour room service, baby-sitting services, spas, fitness centers, fine dining restaurants, valet parking and many more.
  • Stand-alone second loans are additional loans that a borrower takes out against his house despite already having a first mortgage. The borrower takes out the loan by itself even though his first pre-existing loan has not been closed yet. He usually takes this loan out to access cash. In essence, he can use the money from the loan to consolidate a debt, pay for a child’s education, or even build an additional home, among other things. A borrower can take out the loan based on the available equity of his home.
  • FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment. This loan is beneficial for a borrower, especially a first time home buyer, to qualify for a mortgage. Borrower is required to purchase a mortgage insurance premium in case the borrower defaults. The mortgage insurance premium serves as a financial backup to protect the lender. Provide full documents
  • Conforming loans, the largest segment of loans in the countryFull documents required. Conforming loans, considered lower risk loans, make up the largest segment of loans in the country. In the U.S., lenders package mortgage loans into investment bundles to sell and lend to both Fannie Mae and Freddie Mac. These two companies, which drive the housing market, provide a secondary market for mortgages.
  • Conventional loans are safe loans that differ from other government regulated loans. Conventional loans, synonymous to conforming loans, adhere to the same process as conforming loans. For instance, they must follow guidelines and significant loan limits set by Fannie Mae and Freddie Mac. Yet, they differ from other government regulated loans in that they are not regulated by government agencies such as the FHA, USDA, or VA. Nonetheless, this does not stop them from being less desirable or attractive. After all, they make up 65% of the American housing market. The nature of conventional loans (also known as to safe loans) offer borrowers low rates and flexible guidelines.
  • High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country. High-balance loans exceed the national conforming loan limits for borrowers living in expensive regions of the country. In the U.S., lenders package mortgage loans into investment bundles to sell and lend to both Fannie Mae and Freddie Mac. These two companies, which drive the housing market, provide a secondary market for mortgages. Consequently, Fannie and Freddie have enforced a maximum loan size for all backed loans. Because the US housing market expanded in the last few decades, the loan size limits increased. In effect, Fannie and Freddie created high balance loans, which were vital to markets in Orange County and New York City.
  • Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances. Compared to high-balance loans, jumbo mortgage loan amounts are higher. They have more demanding requirements than the smaller, conforming mortgages because they are larger than the usual “conforming” loan limits.

Difficult Motel Loans Funding Specialist

We are a Difficult MOTEL LOAN Funding Specialist

BASIC LOAN GUIDELINES

 
 
  • Loan Amount $150k-$5M
  • Rate Starts from 4.25% for full docs loan 
  • Rate Starts from 6.25% for stated income loan 
  • 5, 7 Year Fixed Rates
  • 30 Year Amortizations
  • LTV up to 75% for Purchase*
  • LTV up to 70% for Cash Out*
  • LTV up to 60% for 2nd Loan*
  • Debt Service Coverage: 0-1.30
 

Purchase, Refinance, Cash Out

 
*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

Pre-Approval

We structure the commercial loan for MOTEL in such a way so the borrower will get pre-approval easily. We can help you better in funding a loan as we are a Difficult MOTEL Loan Funding Specialist. We never leave anything to chance and we will also fulfill all the requirements for Commercial loans. We have several loan programs:

  • Full Document Program-All the basic documents.
  • Stated Income Loan- Borrower can state their income.
 

Easy & Quick Approval

Fast Funding

 
 

We are a Difficult MOTEL Loan Funding Specialist

Property Type We Fund Loan

 
  • Commercial Properties
  • Strip Malls
  • Hotels
  • Condotels
  • Gas Stations
  • Office Buildings
  • Shopping Center
  • Apartments
  • Residential properties 1-4 unit
  • Child Daycare Centers
  • Multi-Family, Rental Property
  • Mixed Use Property
  • Warehouse
  • Mixed Use
  • Daycare
  • Industrial
  • Hospitality

All Loan Programs:

  • Commercial Loans
  • Private Hard Money Loans
  • Stated income loans
  • DSCR Loan (Based On Rental Income)
  • 1 Month Bank Statement Loans
  • 12 and 24 Month Bank Statement Loans
  • Profit & Loss Loan Program
  • 1099 Income Program
  • W2 Only Program 
  • WVOE only Loan
  • Stand-alone second Loans
  • CalFHA Loans
  • Full Doc Loan
  • Foreign National Loan
  • ITIN Loans
  • FHA Loans
  • Conventional & High Balance Loans
  • Jumbo Loan (5%, 10% & 20% Down, No Reserves)

Documents Needed for MOTEL Loan:

  
  • Loan Application
  • Current Rent Roll
  • schedule of real estate owned
  • Complete Income/Expense Statements on the property
  • Complete detailed physical description of the property
  • Fully executed purchase agreement (If purchase)
  • If refinance, Current mortgage statement, tax and insurance statement.
  • Appraisal  / Floor plan and photos of the property
  • Last 2 years Personal Tax Returns (If full docs loan)
  • Last 2 years Business Tax Return (If full docs loan)
  • Credit report

ABOUT MOTEL FINANCING

 

No matter what the state of the economy, travel is always in style. Hotels and motels continue to turn a profit, even in a tough financial market where other businesses are failing. Direct Commercial Funding knows what a great investment opportunity hotel/motel ownership can be. We offer both mortgage financing and refinancing for an array of hotel owners or soon-to-be owners, for hotel acquisition and construction of new hotel properties. Our experienced and enthusiastic hospitality underwriting team has the know how needed to make the loan process as easy as possible for our borrowers.

About Commercial Loans

 

We have several lenders with excellent service and lowest rates who provides commercial real estate mortgage loans for Motel and other similar property types like Strip Mall, Condotel, Multi-Tenant Retail / Office, Hospitality, Storage Facility Stores, Light Industrial, School, or Daycare. Single-Tenant Retail. The financing is for places located in most primary and secondary market locations. We know all the basic and necessary financing needs of Motel properties. Our team can do financing for commercial property for the purchase or refinancing of above average condition Motel properties. We have several programs for commercial loans which give the borrower fast flexible financing options, low rate of interest, flexible financing features. Commercial Loans are available starting at a minimum loan size of $150,000 to $5M. We do commercial loans and their rates start from 6.25% and with 5, 7, 30 Years options. We structure the commercial loan in such a way so the borrower will get pre-approval easily from a commercial loan lender. There are many types of commercial loan programs available. We are a difficult Motel Loans funding specialist who provides private hard money loan, DACA Mortgage, all type of commercial loans, CalFHA Loan and many more.

 

Other Home Loans We Specialize In:

 

  • Commercial Loans is available starting at a minimum loan size of $150,000 to $5M. We do commercial loans and their rates start from 6.25% and with 5, 7, 30 Years options. Commercial Loans include the properties like Strip Mall, Condotel, Multi-Tenant Retail / Office, Hospitality, Storage Facility Stores, Light Industrial, School, or Daycare. Single-Tenant Retail.
  •  ITIN loans are for those people who want to finance a home purchase but do not have the SSN number. Basic requirements to qualify for an ITIN loan are 2 years of employment, last 2 years of your tax returns (W-2 or 1099), down payment of at least 10-20% depending on the lender, proof of some form of credit, identification in the form of a copy of your ITIN card, and a state ID, drivers license, or passport, Your most recent bank statements. Property types eligible for ITIN loans are single family homes, condos, and PUDS. ITIN loans can only be used for a home that is owner occupied (primary residence). FHA does not offer any ITIN programs.
  • California Housing Finance Agency (CalHFA) is a loan for people who have low income in california and it is possible for them to afford a mortgage. The CalHFA loan has some requirements like the borrower have to occupy the property as a primary residence and borrower must complete homebuyer education counseling and get a certificate of course to take a CalHFA Loan. The sales price of the home should be in the limit of CalHFA sales price limit. The basic documents needed for CalHFA loan are pay stubs, bank statements, employment history, previous tax returns.
  • Stated income loans differ from full documentation loans, which require the borrower to verify his income by providing bank statements or similar asset documentations. Borrowers have to prove their income with their alternate documents. You can’t just state your income, you have to show them something which is common like your bank statement instead of paystubs, W-2s and tax returns. From your bank statement, you can prove the income deposits by your company regularly. So, the lender will check your bank statement to confirm your income.
  • Condotel LoansCondotel units are different from normal condos. Real estate developers initially build them in resort and hotel companies such as Starwood, Marriott, Hilton, etc. Owning Condotel property enables one to earn a good passive income while also giving them access to basic hotel amenities such as 24-hour room service, baby-sitting services, spas, fitness centers, fine dining restaurants, valet parking and many more.
  • Stand-alone second loans are additional loans that a borrower takes out against his house despite already having a first mortgage. The borrower takes out the loan by itself even though his first pre-existing loan has not been closed yet. He usually takes this loan out to access cash. In essence, he can use the money from the loan to consolidate a debt, pay for a child’s education, or even build an additional home, among other things. A borrower can take out the loan based on the available equity of his home.
  • FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment. This loan is beneficial for a borrower, especially a first time home buyer, to qualify for a mortgage. Borrower is required to purchase a mortgage insurance premium in case the borrower defaults. The mortgage insurance premium serves as a financial backup to protect the lender. Provide full documents
  • Conforming loans, the largest segment of loans in the country. Full documents required. Conforming loans, considered lower risk loans, make up the largest segment of loans in the country. In the U.S., lenders package mortgage loans into investment bundles to sell and lend to both Fannie Mae and Freddie Mac. These two companies, which drive the housing market, provide a secondary market for mortgages.
  • Conventional loans are safe loans that differ from other government regulated loans. Conventional loans, synonymous to conforming loans, adhere to the same process as conforming loans. For instance, they must follow guidelines and significant loan limits set by Fannie Mae and Freddie Mac. Yet, they differ from other government regulated loans in that they are not regulated by government agencies such as the FHA, USDA, or VA. Nonetheless, this does not stop them from being less desirable or attractive. After all, they make up 65% of the American housing market. The nature of conventional loans (also known as to safe loans) offer borrowers low rates and flexible guidelines.
  • High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country. High-balance loans exceed the national conforming loan limits for borrowers living in expensive regions of the country. In the U.S., lenders package mortgage loans into investment bundles to sell and lend to both Fannie Mae and Freddie Mac. These two companies, which drive the housing market, provide a secondary market for mortgages. Consequently, Fannie and Freddie have enforced a maximum loan size for all backed loans. Because the US housing market expanded in the last few decades, the loan size limits increased. In effect, Fannie and Freddie created high balance loans, which were vital to markets in Orange County and New York City.
  • Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances. Compared to high-balance loans, jumbo mortgage loan amounts are higher. They have more demanding requirements than the smaller, conforming mortgages because they are larger than the usual “conforming” loan limits.

We provide Motel Loans, Condotel loans, 1099’s program loan, Stated income loans, private hard money loans, Residential & Commercial Hard Money Loans, Vacant Land Loans and all the above loans in the following cities:

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

Difficult Condotel Loans Funding Specialist

We are a Difficult Condotel Loans Funding Specialist

Difficult Condotel Loan Funding Specialist Guidelines

 
 
  • Loan Amount $150k-$5M
  • Rate Starts from 3.75% for Difficult Condotel Loan Funding
  • Difficult Condotel Loan Funding APR 4.39%
  • 5, 7 Year Fixed Rates
  • 30 Year Amortizations
  • LTV up to 95% for Purchase*
  • Difficult Condotel LTV up to 85% for Cash Out*
  • LTV up to 60% for 2nd Loan*
 

Difficult Condotel Loan Funding for Purchase, Refinance, Cash Out OK

 
*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

Difficult Condotel Loan Funding Pre-Approval Guidelines

 

Our company Pre-Approve Condotel Loan Funding borrower within 24 hours or less. CA Loan specialists are experts in Difficult Condotel Loan Funding within 15-20 days. Our experienced Difficult Condotel Loan Funding Specialist never leaves anything to chance. We fulfill all the requirements for the loan in advance so the loan can be funded in a timely manner. Additionally, CA Loan offers several Difficult Condotel Loan Funding Programs.

We provide Difficult Condotel Loan Funding for Purchase, Refinance, and cash out on the real estate. The different properties for Difficult Condotel Loan Funding are Primary homes,  Residential, Income property, and commercial. 

  • Easy & Quick Approval
  • Fast Funding

We are a Difficult Condotel Loan Funding Specialist

Difficult Condotel Loan Funding Property Type 

 
  • Residential 1-4 unit
  • Residential 5+ unit
  • Owner Occupied
  • Non Owner Occupied
  • Apartment Building
  • Mixed use Property
  • Investment Property
  • Hospitality
  • Daycare
  • Senior Day care Center
  • Child Daycare Center
  • Strip Malls
  • Office Buildings
  • Shopping Center
  • Multi-Family
  • Rental Property
  • Mixed Use Property
  • Commercial Property
  • Hotels & Motels
  • Condotels
  • Warehouse
  • Industrial

Difficult Condotel Loan Funding Loan Programs Categories:

 

  • 1 Month Bank Statement Loans (75%LTV)
  • 12 Month Bank Statement Loans(90%-95% LTV)
  • 24 Month Bank Statement Loans(95% LTV)
  • Mix Bank Statement Loans
  • Profit & Loss Loan Program (Borrower Prepared)
  • Profit & Loss Loan Program (CPA Prepared)
  • 1099 Income Program (95% LTV)
  • W2 Only Program 
  • WVOE only Loan(95% LTV) 
  • Stand-alone second Loans (65% CLTV)
  • Foreign National Loan
  •  5% Down Jumbo Loan 
  • 10% Down Jumbo Loan 
  •  20% Down Jumbo Loan  
  • Commercial Loans
  • DSCR Loan (Based On Rental Income)
Difficult Condotel Loan Funding Program & Required  Documents :
  
  • Alternate Doc Program
        • 1 Month Bank Statement
        • 12 Months Bank Statement
        • 24 Months Bank Statement
  • VOE Only Program
        • VOE from Employer (not self-employed or self-prepared)
  • 1099 Only Program – 2 Years 1099’s
  • K-1’s Only Program – 2 Years K-1’s
  • P&L’s Only Program –
        • Borrower Prepared P&L Statement
        • Licensed CPA Prepared P&L Statement
  • Asset Depletion Program – Available for All Employment Types including Retired/Unemployed.
  • DSCR
    • Lease Agreement
  • 100% Gift Are Allowed

About Difficult Condotel Loan Funding

A Condotel term used for condo-hotel. Condotels go beyond the typical condominium vacation unit. Condos generally offered to singular financial investors for the owner’s consistent utilization. However, when the owner is not utilizing the unit, he or she has the option to partner with a rental agency. The rental income can make up for their expenses. The most sought out condotels consist of rooms with high rises and an ocean or city views, cleaning services, reception desks, and other hotel amenities. When considering an investment in a condotel investment property with the help of a condotel loan, you’re pursuing the opportunity to make a profit over time through the short-term rental of your unit.

About Commercial Loans

 

We have several lenders with excellent service and lowest rates who provides commercial real estate mortgage loans for property types like Strip Mall, Condotel, Motel, Multi-Tenant Retail / Office, Hospitality, Storage Facility Stores, Light Industrial, School, or Daycare. Single-Tenant Retail. The financing is for places located in most primary and secondary market locations. We know all the basic and necessary financing needs of properties. Our team can do financing for commercial property for the purchase or refinancing of above average condition properties. We have several programs for commercial loans which give the borrower fast flexible financing options, low rate of interest, flexible financing features. Commercial Loans are available starting at a minimum loan size of $150,000 to $5M. We do commercial loans and their rates start from 6.25% and with 5, 7, 30 Years options. We structure the commercial loan in such a way so the borrower will get pre-approval easily from a commercial loan lender. There are many types of commercial loan programs available. We are a difficult Condotel Loans funding specialist who provides private hard money loan, DACA Mortgage, all type of commercial loans, CalFHA Loan and many more.

Condotel Loans

We provide Condotel loans, 1099’s program loan, Stated income loans, private hard money loans, Residential & Commercial Hard Money Loans, Vacant Land Loans and all the above loans in the following cities:

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

801010 Loan Funding Specialist

We are 80-10-10 Piggyback Loan Program Funding Specialist

80-10-10 Piggybank Loan Program Funding Specialist Guidelines

  • Loan Amount $50,000-$550,000
  • We have Better rates from other lenders
  • 30 Year Amortizations
  • Max LTV-89.99%
  • Minimum FICO-720
  • Max DTI-45%
 
 

80-10-10 Piggybank Loan Program Funding for Purchase, Refinance, Cash Out OK

 
*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.

80-10-10 Piggybank Loan Program Funding Pre-Approval Guidelines

 

Our company Pre-Approve 80-10-10 Piggybank Loan Program Funding borrower within 24 hours or less. Our experienced 80-10-10 Piggybank Loan Program Funding Specialist never leaves anything to chance. We fulfill all the requirements for the 80-10-10 Piggybank Loan Program Funding in advance so the loan can be funded in a timely manner.

3CALoan provides 80-10-10 Piggybank Loan Program Funding for Purchase, Refinance, and cash out on the real estate. The different properties for 1099 Loan Program Funding include  Primary homes,  Residential, Income property, and commercial. 

  • Easy & Quick Approval
  • Fast Funding

We are 80-10-10 Piggybank Loan Program Funding Specialist

80-10-10 Piggyback loan Program Required  Documents

  
  • W2 Wage earner:
        • Most Recent Month Paystubs
        • Bank Statements showing most current Deposit of the latest payroll
        • VOE from Employer (not self-employed or self-prepared)
  • Self Employed:
        • Last 2 years Tax Returns
        • Most Recent 2 months Business Bank Statement
        • Borrower Prepared P&L Statement
        • Licensed CPA Prepared P&L Statement (Audited)
  • Rental Income Requirements:
        • Executed lease agreement
        • Verification of deposit matching the monthly lease agreement

80-10-10 Piggyback Loan Program Funding Property Types

  • Residential 1-4 unit
  • Residential 5+ unit
  • Owner Occupied
  • Investment Property
  • Apartment Building
  • Mixed-use Property
  • Multi-Family
  • Rental Property

About 80-10-10 Piggyback Loan Program

80-10-10 Piggyback is for both purchase or refinances transactions. This loan is meant for borrowers who want to avoid jumbo guidelines or mortgage insurance, or who need increased flexibility with their long-term liquidity planning. 80-10-10 Piggyback is the perfect solution for borrowers who have low down-payment funds but don’t want to pay PMI.

We are 80-10-10 Piggyback loan specialist. CA Loan provides 80-10-10 Piggyback loans on the following types of properties: primary home, owner-occupied properties, investment property, and commercial properties. Furthermore, we provide 80-10-10 Piggyback loans in the following cities in California:

San Fernando Valley

Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills

Los Angeles County

Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook

Orange County

Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon

Riverside County

Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest

Kern County

Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights

San Bernardino County

Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley

Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.

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