Fresno: private hard money loanFresno, based in California with the population of 528,000. The air pollution index in Fresno is approximately 72.0. Fresno has an aggregate area of 112.3 square miles. Fresno is the fifth-most populous city in California.

Hence, of the total housing units, the owner-occupied housing unit is around 46.5% and on the contrary, the renter-occupied housing unit is estimated to be 53%. The Median value of owner-occupied housing units is $187,500. The total number of households of this city located in the San Fernando Valley area is estimated to be 164,077 with about 3 people per household on average. The median household income of the city is about $41,850.The median age of the population in Fresno is approximately 30.9.

Fresno has a lot of entertainment areas, job opportunities, and is family friendly. There are a lot of positive comments to say about Fresno. It has good restaurants and fun things to do, such as Bowlero, lazer tag, multiple movie theaters and shopping centers! It has fun coffee shops and nice parks. Traffic is not a huge concern but does increase around 7 am and 5 pm usually. Fresno has multiple malls with a great selection of stores. Like any town, there are good areas and bad areas. Everything is generally pretty affordable.

Services We Provide in Fresno

Whether you are looking for a property to purchase or refinance, we can help you find a program suitable to your needs. There are several loan options to choose from, which include the following:

Home Loans

  • FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment.
  • Conforming loans, the largest segment of loans in the country, must adhere to the guidelines and significant loan limits set by Fannie Mae and Freddie Mac.
  • Conventional loans are safe loans that differ from other government regulated loans. They are designed to meet the needs of borrowers with good credit.
  • Manufactured home loans are excellent for individuals with an imperfect financial history who dream of home ownership.
  • High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country.
  • Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances.
  • Stated Income Loan requires the borrower to state her monthly income on a mortgage application.
  • Private hard money lenders secure these asset based loans by the strength of the purchased real estate more than the borrower’s financial credit.
  • Stand-alone second (2 lien) loans are additional loans that a borrower takes out against his house despite already having a first mortgage. He usually takes this loan out to access cash.

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Other Loans

  • In all, multifamily and apartment loans are financing options used to purchase or renovate a multifamily dwelling unit or an apartment building, respectively.
  • Commercial loans are used to finance the growth of their companies consisting of purchasing properties or constructing properties. Simply put, these loans are used to help payoff expensive necessities to start and operate a new business.
  • Mixed use properties consist of multiple units zoned for different purposes such as commercial, residential, industrial, institutional, and even cultural. Mixed use property loans are financing options to help finance mixed use buildings between business owners and financial institutions.

Our company also offers our clients services such as downpayment assistance program, adjusted-rate mortgage, and refinancing. To receive more information, contact us today at (818) 322-5626.