Blog Posts

Understanding Mortgage Points and Fees: 3CALoan Mortgage points and fees are very simple to understand. Mortgage points are also known as mortgage home loan points or mortgage discount points or origination points. It a way of saying a percentage point of the home loan amount. Mortgage point is basically based ...

UNMARRIED BUT BUYING A HOME TOGETHER? THINGS TO PLAN FOR: 3CALoan Buying a home together is a big commitment. If you are not married and still buying a home together then you will both have some unique challenges. Before you both sign the contract and become homeowner together, you should ...

Jumbo Loan vs Conforming Loan: What to Know and How to Choose For are taking the first mortgage of your life then the whirlwind of terms can seem overwhelming. There are many acronyms, agencies and figures to keep straight between interest rate, PMI, FHA, and APY. You should start reading ...

MAJOR MYTHS ABOUT GETTING INTO REAL ESTATE INVESTING If you want to invest your money in real estate, stocks, or bonds to earn the profit then you should have some knowledge about them. You should have information about getting into real estate investing, no matter you want to earn big ...

Pros and Cons of 15 year home loan fixed mortgage: 3CALoan There are many different home loans available while buying a home. There are different loan varying term lengths, names, and many other factors to consider. Your local mortgage loan officer will tell you all the things related to the ...

HOW TO TRACK YOUR EXPENSES WHEN FIX AND FLIP HOMES To easily fix and flip homes you can buy a home for a cheaper price, fix up the things which need to fix in the home and then sell it for more price which you paid off early to buy ...

Don’t Let Your Past Employment History Affect your Mortgage The first rule to secure a home loan is you should have 2 years past employment history. This is the thinking of most of the people. We will help you to get you around your sketchy employment past. Stay in the ...