Bell gardens is a city in Los Angeles County, California with a population of 42,000. The city, surrounded by plenty of freeways, is about ten miles southeast of downtown Los Angeles. It is a very diverse and family-oriented neighborhood. For instance, there are plenty of parks and park activities for people of all ages to enjoy. While being family-friendly, the city is also popular for real estate. Houses in Bell Gardens are affordable and clean. In addition, the health aspect of the city has ameliorated especially to promote a healthy lifestyle in general.
The average household income of the city is around $49,000 with the average home value being around $400,000. The median age of the population in Bell Gardens is approximately 28. The total number of households of this city located in the Greater Los Angeles area is estimated to be 24,000. Of the total housing units, which is around 10,000, the owner occupied housing unit is around 2,000. On the contrary, the renter occupied housing unit is estimated to be 7,500 while the vacant housing unit is approximately 369.
Services We Provide in Bell Gardens
Whether you are looking for a property to purchase or refinance, we can help you find a program suitable to your needs. There are several loan options to choose from, which include the following:
Home Loans
- FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment.
- Conforming loans, the largest segment of loans in the country, must adhere to the guidelines and significant loan limits set by Fannie Mae and Freddie Mac.
- Conventional loans are safe loans that differ from other government regulated loans. They are designed to meet the needs of borrowers with good credit.
- Manufactured home loans are excellent for individuals with an imperfect financial history who dream of home ownership.
- High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country.
- Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances.
- Stated Income Loan requires the borrower to state her monthly income on a mortgage application.
- Private hard money lenders secure these asset based loans by the strength of the purchased real estate more than the borrower’s financial credit.
- Stand-alone second (2 lien) loans are additional loans that a borrower takes out against his house despite already having a first mortgage. He usually takes this loan out to access cash.
Other Loans
- In all, multifamily and apartment loans are financing options used to purchase or renovate a multifamily dwelling unit or an apartment building, respectively.
- Commercial loans are used to finance the growth of their companies consisting of purchasing properties or constructing properties. Simply put, these loans are used to help payoff expensive necessities to start and operate a new business.
- Mixed use properties consist of multiple units zoned for different purposes such as commercial, residential, industrial, institutional, and even cultural. Mixed-use property loans are financing options to help finance mixed use buildings between business owners and financial institutions.
Our company also offers our clients services such as downpayment assistance program, adjusted-rate mortgage, and refinancing. To receive more information, contact us today at (818) 322-5626.
