Orange County is a county located in the California, United States with the population of 3,190,000. The weather temperatures, on the other hand, oscillate between a high point of 84.2° F in July with a low point of 44.6° F in January. Orange County has an aggregate area of 948 square miles.
Hence, of the total housing units, the owner occupied housing unit is around 57%. On the contrary, the renter occupied housing unit is estimated to be 43%. The median household income of the city is about $81,837 with the median home value being around $654,400.The median age of the population in Orange County is approximately 37.7. There are around 1,565,562 male residents and 1,606,970 female residents living in the city of Orange County.
Orange County is an awesome county to live in! The warm weather and high level of diversity make the county a favorable area. Orange County is an overall enjoyable area and there are so many culture and diversity from places all over the world. There are literally all walks of life and ways to experience the county. There is something for everyone! Want to go surfing? Want to check out the museums? Want to go on a nature walk? You name it, you can probably find it in Orange County!
Orange County, CA
Services We Provide in Orange County
Whether you are looking for a property to purchase or refinance, we can help you find a program suitable to your needs. There are several loan options to choose from, which include the following:
Home Loans
- FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment.
- Conforming loans, the largest segment of loans in the country, must adhere to the guidelines and significant loan limits set by Fannie Mae and Freddie Mac.
- Conventional loans are safe loans that differ from other government regulated loans. They are designed to meet the needs of borrowers with good credit.
- Manufactured home loans are excellent for individuals with an imperfect financial history who dream of home ownership.
- High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country.
- Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances.
- Stated Income Loan requires the borrower to state her monthly income on a mortgage application.
- Private hard money lenders secure these asset based loans by the strength of the purchased real estate more than the borrower’s financial credit.
- Stand-alone second (2 lien) loans are additional loans that a borrower takes out against his house despite already having a first mortgage. He usually takes this loan out to access cash.
Other Loans
- In all, multifamily and apartment loans are financing options used to purchase or renovate a multifamily dwelling unit or an apartment building, respectively.
- Commercial loans are used to finance the growth of their companies consisting of purchasing properties or constructing properties. Simply put, these loans are used to help payoff expensive necessities to start and operate a new business.
- Mixed use properties consist of multiple units zoned for different purposes such as commercial, residential, industrial, institutional, and even cultural. Mixed use property loans are financing options to help finance mixed use buildings between business owners and financial institutions.
Our company also offers our clients services such as downpayment assistance program, adjusted-rate mortgage, and refinancing. To receive more information, contact us today at (818) 322-5626.
