Month: May 2018

How to Avoid PMI With a high loan to value: 3CALoan In conventional loans, if you borrow more than 80% then you have to pay PMI which cost you hundreds of dollars every month. You have to pay it until you reach 80% of the home value and if you borrow 95% of the value … Continue reading "Two Mortgages to avoid PMI"

GUIDE TO USING PRIVATE HARD MONEY LOANS WITH BAD FICO SCORE: 3CALoan To invest in a property or to buy a new property you need to find a lender who can help you the money needed for that and the lender will do that as fast as possible. But if you are struggling with the … Continue reading "Private hard money loans"

How to Shop for a Stated Mortgage Loan the Smart Way: 3CALoan Today’s stated mortgage loan is much different than one from 10 years ago. Earlier you could get a loan for 100% of the property value and you could also just state your income and assets. But now it is not possible.  Lenders will … Continue reading "Smart way to shop for Stated Mortgage Loan"

Commercial Hard Money Loan: 3CALoan What Does Everyone Mean by Hard Money? A hard money loan is a loan for individuals or businesses that apply for a loan and can’t get qualified for other types of loans. Private investors or companies issue hard money loans. This type of loan is a specific type of asset-based … Continue reading "Commercial Hard Money Loan"

Credit score needed to purchase a home: 3CALOAN A credit score is that little three-digit numbers which are very crucial to your financial well-being.  Can credit score affect your life or not? and do you have any control over it or not? In this guide, we will clear all your doubts and find the answers … Continue reading "Credit score needed to purchase a home"

Financing with Hard money loan lenders: 3CALoan Traditional Loans vs. Hard Money Loans If you can’t qualify for a traditional loan but for a particular project you needed the money to complete a project or for another reason than a hard money loan can help you better. Hard money loans are different from traditional loans, … Continue reading "Hard money loan lenders"