We are a Stated Income Loan Funding Specialist
About Stated Income Loan: 3CALoan
Stated income Loan requires the borrower to state their monthly income on a mortgage application. The loan was originally intended for self-employed borrowers with complicated tax schedules. Borrowers found it easier to qualify for the loan by stating their income.
Borrower doesn’t required to provide their income tax returns, W-2 (employee income) forms, 4506T, pay stubs, or other such records to the lender. Although in the short term they can help a borrower save time and receive funds fast.
We fulfill all the requirements for the Stated Income Loan in advance so that the Stated income Loan can be funded in a timely manner.
Stated Income Loan Documentation Needed:
- Just Need to State the Income on Loan Application.
- Some Reserves are required depending upon the Credit Score and Down payment.
Stated Income Loan Guidelines:
- Fico – 660
- 20% Minimum Down payment
- 100% Gift Allowed
- Minimum 6 Months Reserves required
- Cash out can be used as reserves.
- Available in Fixed & Arms Rates
- Purchase, Refinance Rate & Terms and Cash-out
Income Documents are
NOT REQUIRED.
Stated Income Loan Property Type:
- Single Family Residence
- Residential 1-4 unit & 5+ unit
- Condominium
- Manufactured Home
- Multi-Family
- Planned unit Development
- Townhome
- Rural and Log Homes
Stated Income Loan Occupancy Type:
- Primary Home / Owner Occupied
- Second Home
Stated Income Loan Pre-Approval Guidelines
CA Loan specialists are experts in funding a Stated Income Loan within 15-20 days.
- Easy & Quick Approval
- Fast Funding
Our Other Special Loan Programs:
- Verification of Employment Loan
- Bank Statement Loan
- Profit & Loss Loan Program (Borrower Prepared)
- DSCR Loan (Based On Rental Income)
- ITIN Loan
No Tax Returns Required
We are a difficult Stated Income Loan Funding specialist. Our company CA Loan provides Stated Income Loan Funding on the following types of properties: primary home, owner-occupied properties, investment property, and commercial properties. Furthermore, we provide these loans in the following cities in California:
San Fernando Valley
Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills
Los Angeles County
Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook
Orange County
Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon
Riverside County
Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest
Kern County
Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights
San Bernardino County
Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley
Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.
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