We are Stated Income Loan Funding Specialist
Stated Income Loan Funding Specialist Guidelines
- Loan Amount $150k-$5M
- Rate Starts from 5.25% for stated income loan
- 5, 7 Year Fixed Rates
- 30 Year Amortizations
Stated Income Property Type
- Residential 1-4 unit
- Residential 5+ unit
- Owner Occupied
- Non Owner Occupied
- Apartment Building
- Mixed use Property
- Investment Property
- Multi-Family
- Rental Property
*LTV, Rate, Terms, Fees are depended on the property type, loan amount, location, occupancy, credit score etc.
Stated Income Loan Pre-Approval Guidelines
CA Loan specialists are experts in funding a Stated income residential loan within 15-20 days. We provide amazing service to anyone working with us for the Stated income residential loan.
- Easy & Quick Approval
- Fast Funding
We fulfill all the requirements for the Stated income/stated asset home loan in advance so that the Stated income/stated asset home loan can be funded in a timely manner. In effect, our team updates our clients throughout the No Income Stated Home loan process. Furthermore, CA Loan offers several Stated Income loan programs like 12 months bank statement home loan program, 24 months bank statement home loan program, 1099 Income Home Loan, VOE Home Loan, Profit & Loss Only Home Loan Program, Without Tax Returns Home Loan, and many more with the suitable scenario.
We provide Stated income loan for Purchase, Refinance, and cash out on the real estate. Also, the different properties for Stated income Real estate include Primary homes, Residential, Income property, and commercial.
Stated Income Program Categories:
- 2 Months Bank Statement Loans
- 12 Months Bank Statement Loans
- 24 Months Bank Statement Loans
- W2 Only Program
- VOE Only Loan
- Jumbo Loans
- Mix Bank Statement Loans
- Profit & Loss Loan Program (Borrower Prepared)
- Profit & Loss Loan Program (CPA Prepared)
- 1099 Income Program
- Commercial Loans
- DSCR Loan (Based On Rental Income)
Stated Income Loan Program & Required Documents :
- Alternate Doc Program
- 2 Month Bank Statement
- 12 Months Bank Statement
- 24 Months Bank Statement
- VOE Only Program
- VOE from Employer (not self-employed or self-prepared)
- 1099 Only Program – 2 Years 1099’s
- K-1’s Only Program – 2 Years K-1’s
- P&L’s Only Program –
- Borrower Prepared P&L Statement
- Licensed CPA Prepared P&L Statement
We are a stated income loan specialist. Our company CA Loan provides stated income loans from Stated income home purchase lender or Stated income home refinance loan lender on the following types of properties: primary home, owner-occupied properties, investment property, and commercial properties. Furthermore, we provide the Stated Income Home Loan in the following cities in California:
San Fernando Valley
Arleta•Canoga Park•Chatsworth•Encino•Granada Hills•Lake Balboa•Lake View Terrace•Mission Hills•North Hills•North Hollywood•Northridge•Pacoima•Panorama City•Porter Ranch•Reseda•Shadow Hills•Sherman Oaks•Studio City•Sun Valley•Sunland•Sylmar•Tarzana•Toluca Lake•Valley Glen•Valley Village•Van Nuys•West Hills•Winnetka•Woodland Hills
Los Angeles County
Acton•Agoura Hills•Agua Dulce•Alhambra•Alondra Park•Altadena•Arcadia•Artesia•Avalon•Avocado Heights•Azusa•Baldwin Park•Bell•Bellflower•Bell Gardens•Bradbury•Calabasas•Carson•Castaic Lake•Cerritos•Charter Oak•Citrus•Claremont•Commerce•Compton•Covina•Cudahy•Del Aire•Diamond Bar•Downey•Duarte•East Pasadena•East San Gabriel•El Monte•El Segundo•Florence Graham•Gardena•Glendale•Glendora•Green Valley•Hacienda Heights•Hasley Canyon•Hawaiian Gardens•Hawthorne•Hermosa Beach•Hidden Hills•Huntington Park•Industry•Inglewood•Irwindale•La Canada Flintridge•La Crescenta Montrose•La Habra Heights•La Mirada•La Puente•La Verne•Lawndale•Lake Hughes•Lake Los Angeles•Lakewood•Lancaster•Lennox•Leona Valley•Littlerock•Lomita•Long Beach•Los Angeles•Lynwood•Malibu•Manhattan Beach•Marina del Rey•Maywood•Monrovia•Montebello•Monterey Park•Norwalk•Palos Verdes Estates•Paramount•Pasadena•Pico Rivera•Pomona•Quartz Hill•Rancho Palos Verdes•Rolling Hills•Rolling Hills Estates•Rose Hills•Rosemead•Rowland Heights•San Dimas•San Fernando•San Gabriel•San Marino•Santa Clarita•Santa Fe Springs•Santa Monica•Sierra Madre•Signal Hill•South El Monte•South Gate•South Pasadena•South San Jose•South Whittier•Stevenson Ranch•Sun Village•Temple City•Topanga•Torrance•Valinda•Val Verde•Vernon•View Park Windsor•Walnut•West Athens•West Carson•West Covina•West Hollywood•West Puente Valley•Westmont•Whittier•Willowbrook
Orange County
Aliso Viejo•Anaheim•Brea•Buena Park•Coto de Caza•Costa Mesa•Cypress•Dana Point•Foothill Ranch or Lake Forest•Fountain Valley•Fullerton•Garden Grove•Huntington Beach•Irvine•Ladera Ranch•Laguna Beach•Laguna Hills•Laguna Niguel•Laguna Woods•La Habra•La Palma•Las Flores•Los Alamitos•Midway City•Mission Viejo•Newport Beach•North Tustin•Orange•Placentia•Rancho Santa Margarita•Rossmoor•Santa Ana•Seal Beach•Silverado•San Clemente•Stanton•Tustin•Villa Park•Westminster•Yorba•Trabuco Canyon
Riverside County
Aguanga•Anza•Banning•Beaumont•Bermuda Dunes•Biskra•Blythe•Cabazon•Calimesa•Canyon Lake•Cathedral City•Cherry Valley•Coachella City•Corona•Chiriaco Summit•Coronita•Desert Center•Desert Edge•Desert Hot Springs•Desert Palms•Eagle Mountain•East Hemet•Eastvale•El Cerrito•El Sobrante•French Valley•Garnet•Good Hope•Green Acres•Hemet•Highgrove•Home Garden•Homeland•Idyllwild•Indian Wells•Indio•Indio Hills•Jurupa Valley•Lake Elsinore•Lakeland Village•La Quinta•Lake Mathews•Lake Riverside•Lakeview•March Air Reserve Base•Mead Valley•Meadowbrook•Mecca•Menifee•Moreno Valley•Mesa Verde•Mountain Center•Murrieta•Norco•North Shore•Nuevo•Oasis•Palm Desert•Palm Springs•Perris•Rancho Mirage•Ripley•Quail Valley•Riverside•Romoland•San Jacinto•Sky Valley•Sun City•Temecula•Temescal Valley•Thermal•Thousand Palms•Valle Vista•Vista Santa•Valerie•Warm Springs•Whitewater•Wildomar•Winchester•Woodcrest
Kern County
Arvin•Bakersfield•Bear Valley Springs•Bodfish•Boron•Buttonwillow•California City•Cherokee Strip•China Lake Acres•Delano•Derby Acres•Dustin Acres•Edmundson Acres•Edwards Air Force Base•Fellows•Ford City•Frazier Park•Fuller Acres•Golden Hills•Greenacres•Greenfield•Inyokern•Johannesburg•Keene•Kernville•Lake Isabella•Lake Of the Woods•Lamont•Lebec•Lost Hills•Maricopa•McFarland•McKittrick•Mettler•Mexican Colony•Mojave•Mountain Mesa•North Edwards•Oildale•Onyx•Pine Mountains•Randsburg•Ridgecrest•Rosa Mond•Rosedale•Shafter•Smith Corner•South Taft•Squirrel Mountain•Stallion Springs•Taft•Talt Heights•Tehachapi•Tupman•Valley Acres•Wasco•Weedpatch•Weldon•Wofford Heights
San Bernardino County
Adelanto•Amboy•Angelus Oaks•Apple Valley•Baker•Barstow•Big Bear City•Big Bear Lake•Big River•Bloomington•Bluewater•Chino•Cedar Glen•Cedarpines Park•Chino Hills•Colton•Crestline•Earp•Daggett•Essex•Fontana•Fort Irwin•Forest Falls•Grand Terrace•Hesperia•Highland•Homestead Valley•Helendale or Silver Lakes•Hinkley•Joshua Tree•Lake Arrowhead•Lenwood•Loma Linda•Lucerne Valley•Lytle Creek•Landers•Ludlow•Mentone•Montclair•Morongo•Mountain View Acres•Muscoy•Needles•Newberry Springs•Nipton•Oak Glen•Oak Hills•Ontario•Oro Grande•Parker Dam•Phelan•Pinon Hills•Rancho Cucamonga•Red Lands•Rialto•Running Springs•San Antonio Heights•San Bernardino•Spring Valley Lake•Searles Valley•Skyforest•Twentynine Palms•Upland•Victorville•Vidal•Wrightwood•Yucaipa•Yucca Valley
Fresno County, Stockton, Orange County, Merced City, Modesto, Madera, Palmdale, Oxnard, Ventura, Beverly Hills.
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