Hawaiian Gardens is based in Los Angeles County, California, United States. It is the smallest city in the Los Angeles County with the population of 14,000. Hawaiian Gardens has an aggregate area of 1.0 square miles. The air pollution index in Hawaiian Gardens is approximately 110.0. The weather temperatures, on the other hand, oscillate between a high point of 82.0° F in July with a low point of 46.00° F in January.
Hence, of the total housing units, which is around 3,800, the owner occupied housing unit is around 1,500. On the contrary, the renter occupied housing unit is estimated to be 2,000 while the vacant housing unit is approximately 140. The total household expenditure of the city is below the national average. The crime rate in the city is above the national average, however. The least frequent crime in Hawaiian Gardens is rape risk. The most frequent, on the other hand, is robbery risk.
The average household income of the city is about $60,000 with the average home value being around $390,000. The median age of the population in Hawaiian Gardens is approximately 29. About 2,800 people of the population are married and 5,500 of them are single. There are around 7,200, male residents and 7,200 female residents living in the city of Hawaiian Gardens. Their per capita income is estimated to be approximately $15,000. Of the people employed, 43% are blue collar employees, while 57% are white collar employees. The total number of households of this city located in the Greater Los Angeles area is estimated to be 3,500 with about 4 people per household on average.
Services We Provide in Hawaiian Gardens
Whether you are looking for a property to purchase or refinance, we can help you find a program suitable to your needs. There are several loan options to choose from, which include the following:
Home Loans
- FHA home loans make it easier for a borrower to qualify for a loan and make a small down payment.
- Conforming loans, the largest segment of loans in the country, must adhere to the guidelines and significant loan limits set by Fannie Mae and Freddie Mac.
- Conventional loans are safe loans that differ from other government regulated loans. They are designed to meet the needs of borrowers with good credit.
- Manufactured home loans are excellent for individuals with an imperfect financial history who dream of home ownership.
- High balance loans are loans that exceed conforming loan limits for borrowers living in expensive regions of the country.
- Jumbo home loans make it possible for the borrower to buy an expensive home because they allow the borrower to get large loan balances.
- Stated Income Loan requires the borrower to state her monthly income on a mortgage application.
- Private hard money lenders secure these asset based loans by the strength of the purchased real estate more than the borrower’s financial credit.
- Stand-alone second (2 lien) loans are additional loans that a borrower takes out against his house despite already having a first mortgage. He usually takes this loan out to access cash.
Other Loans
- In all, multifamily and apartment loans are financing options used to purchase or renovate a multifamily dwelling unit or an apartment building, respectively.
- Commercial loans are used to finance the growth of their companies consisting of purchasing properties or constructing properties. Simply put, these loans are used to help payoff expensive necessities to start and operate a new business.
- Mixed use properties consist of multiple units zoned for different purposes such as commercial, residential, industrial, institutional, and even cultural. Mixed use property loans are financing options to help finance mixed use buildings between business owners and financial institutions.
Our company also offers our clients services such as downpayment assistance program, adjusted-rate mortgage, and refinancing. To receive more information, contact us today at (818) 322-5626.
