3CALoan Niche Products

  • No IncomeACCEPTABLE
  • Qualify on the Basis of your net worth—no income, no employment verification required.
  • Showing lots of expenses in business tax returnsACCEPTABLE
  • Recently switched from self-employed to wage earner OR vice versaACCEPTABLE
  • Low Credit ScoreACCEPTABLE
  • Stack Income Sources (combine bank statements with asset utilization, pensions, W2 income, and other types)ACCEPTABLE
  • Cashout through HELOC or Second Loan without touching the existing low-interest first mortgage
  • No Prepayment Penalty required for investments
  • DSCR Loan for investment with No Ratio Option
  • P&L Only Loans – no other income documentation required
  • Bank Statement Loan with 10% Expense Factor of the businessACCEPTABLE
  • Foreign National – Available

 

We specialize in handling unique scenarios and complex financial situations. If you have a difficult case, don’t hesitate to reach out — we might have the solution.

Call us at 818-322-5626

Why you should choose 3CALoan?

3CALoan offer buyers low rates, thus we make buying a home more affordable. We helps our customers check whether they are eligible for loans in minutes with DIFFERENT/DIFFICULT Scenarios. Our competitive rates, efficient services, and talented team can help ease the process of purchasing a home. We walk our customers through every step of the way. To find out more information about loans and how we can help, contact us at (818) 322-5626. 

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